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What Causes Auto Insurance Rates to Go Up


When you own a car, it is mandatory to have an auto insurance in Miami, Florida. However, auto insurance can be quite expensive depending on a number of factors such as your driving history, age, type of car, and even the color of your car. So it is a good idea to know what can cause your auto insurance rates to climb, so you can better avoid them in the future. Here are a few things that will make your insurance rates skyrocket:

  • Tickets

    Getting driving relating tickets such as speeding can actually increase your insurance rates and the more tickets you get the higher the rates will climb. So it pays to make sure you are driving within the speed limit. Maintain a clean record and your insurance rates will actually drop over time as well.

  • Accidents

    Getting into numerous accidents can cause your insurance rates to climb. So make sure you are driving safely and are aware of your surroundings when you are behind the wheel of any vehicle.

  • Buying a Sports Car

    If you are looking for a cheaper auto insurance in Doral, Florida then you will want to avoid sports cars. Sports cars have much more expensive insurance rates compared to more average vehicles such as a minivan or a sedan. This is because these cars are built for fast driving and that is something insurance companies hate.

  • Color

    If you plan on painting your car, then it is a good idea to consider your color choice carefully. Switching to a bright color such as red or yellow can actually cause your insurance rates to climb. These colors are associated with speed and are usually found on sports cars.

Those are just a few of the many things that can cause your insurance rates to go through the roof. So if you are trying to save money, make sure to keep those things in mind. If you want to find out more about what can make your insurance rates go up or if you are interested in our other insurance plans such as our life insurance in Palmetto Bay, Florida, please feel free to get in touch with Amco Insurance.

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