As a young driver, getting auto insurance in Miami, Florida can be very expensive. However, there are ways around this so you do not have to spend a fortune just to enjoy the freedom of the open road. Here are a few things you need to know as a student driver in order to save money on your auto insurance in Florida:
- Good Student Discounts
If you are under the age of 25 and are still in High School or College, it is possible to receive a good student discount on your auto insurance in Doral, Florida and in other parts of the State. In order to enjoy this discount, you will want to maintain a grade average of a B or higher and then provide proof to the insurance company in the form of a grade card. This can net you a discount of around 5 to 15 percent, which can translate to a lot of savings.
- Buy an Economy Car
Having a sports car is cool but it can hurt your wallet. If you are looking to save money on your insurance, then it is important to find an economy vehicle. These are typically sedans with smaller engines such as four cylinders, basically cars that make it difficult to speed faster than the limit. These provide the cheapest insurance rates for younger drivers, which can help you save money for your dream car later on.
- Don’t Break the Law
Getting tickets, such as speeding tickets, can increase your insurance rates by a good amount, especially if you are still a young driver. For this reason, it is important to obey all of the traffic laws to avoid these costly tickets and the expensive increases in your insurance.
- Liability Insurance
For your first car, it is a good idea to choose something you do not particularly care about. This means if you get dents and dings, it is not a big deal. This will allow you to get liability insurance, which is the most basic plan. It will cover other parties but not you. However, since you are driving a cheaper economy car, it will not matter and it can help you save money.
Those are just a few of the many ways student drivers can save money on their auto insurance. If you want to learn more about this or if you are interested in our other insurance plans such as our life insurance in Palmetto Bay, Florida, please get in touch with us at Amco Insurance anytime.