For more inquiries, please call us!

  • Homestead: 786-243-9222 Miami: 305-251-0217
  • Hialeah: 305-640-8580

How Does Liability Insurance Work?


Many types of business insurance can support companies during unforeseen events.

One of them is liability insurance, which is a part of our Insurance Services in Homestead, Florida, that can protect you from financial loss if your actions, negligence, or the state of your property are found to have:

  • hurt or killed someone;
  • damaged or destroyed their property;
  • caused them to lose money because they trusted your services or advice.

Most liability products are bought by businesses to cover the risks they face in their day-to-day operations. However, it is also included in many property insurance policies, like home and contents insurance.

Two major financial risks are covered: one is the cost of going to court to defend a claim. The second is the amount of money you may have to pay the person who was hurt or wronged, plus their legal fees if they win their case against you.

In the event of a claim, the policyholder usually has to pay an excess. There is usually a limit on the total amount paid out by the policy, including a limit on how much can be paid out per claim.

And when you have a vehicle for your business, getting auto insurance is also a good option that will come in handy. Our Insurance Experts in Hialeah, Florida, can help you with the application process.

Aside from supporting your business insurance needs, we can also help you obtain Obama Care in Homestead, Florida, for you and your family. You may call us at J.E. Insurance Associates DBA Amco Insurance today!

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